Tal
  • Home
  • Investor
  • Borrower
  • Supplier
Login Join Now
Login Join Now

Terms and Conditions

The Rules For Using Our Platform & Services.

Contents

Preamble and Definitions

User Legal Eligibility

Nature of Tal Platform's Obligations

User Authorization to Tal Platform

Accounts and Registration Obligations

Electronic Communications and Official Channels

Amendments to Terms of Use and Fees

Payment and Settlement Services

Personal Information and Financing Details

User Commitment to Saudi Laws and Regulations

Intellectual Property

Tal Platform's Liability Toward Users

Information Confidentiality

User Account Termination

Payment Transactions

Saudi Anti-Cyber Crime Law

Review and Updates

Personal Data

Data Security

General Provisions

Introduction

Tal Crowdfunding, registered in the Kingdom of Saudi Arabia under Commercial Registration No. (1010853326) and licensed by the Saudi Central Bank, welcomes you to its platform.

By accessing or using Tal's platform, the user acknowledges and agrees to be bound by these Terms and Conditions and confirms compliance with all applicable laws, regulations, and platform requirements. This agreement becomes effective upon acceptance or registration on the platform.

Article 1 – Introduction and Definitions

  1. Tal Platform: Refers to Tal Crowdfunding and all its digital channels, website, applications, and online presence.
  2. Services: All services provided by Tal through the platform and any related services offered therein.
  3. Rules: The Debt-Based Crowdfunding Rules issued by the Saudi Central Bank.
  4. Borrower: Any natural or legal person, or their authorized representative, seeking financing through the Tal platform.
  5. Investor: Any natural or legal person, or their authorized representative, providing funds through the Tal platform to finance borrowers.
  6. Qualified Investor: Any natural or legal person who meets one or more of the qualified investor criteria prescribed by the relevant regulatory authorities.
  7. User Agreement: The Terms and Conditions governing the use of the Tal platform and regulating the relationship between the platform and its users.
  8. Fees: A specified percentage charged to the borrower, including administrative fees and platform operating costs, deducted from the total financing amount raised.

Subscribe

Stay Informed Never Missed an Update!

Subscribe to our newsletter to receive the latest updates and investment opportunities.

Tal

TAL Debt Crowdfunding Platform

Credit RatingFinancial ReportsSharia Compliant
Privacy PolicyTerms and Conditions Consumer Protection Rules Contact Us

© 2026 TAL. All Right Reserved

Important Notice

TAL conducts due diligence in assessing and evaluating investment opportunities listed on the platform, including their associated risks and the suitability of financing applicants. This process includes verifying the accuracy of the information and documents submitted by financing applicants in compliance with the requirements and regulations of the Saudi Central Bank (SAMA), as well as assigning a credit risk rating and providing a comprehensive overview of each investment opportunity to support informed investment decisions.

The listing of any investment opportunity on TAL platform does not constitute investment advice, a recommendation, or a guarantee to invest or provide financing. Investing in these opportunities may expose participants to substantial risks, including the potential loss of some or all of the investment amount if the beneficiary company defaults.