Start An Investment Journey Across Diverse Sectors
TAL Offers Investment Opportunities With Competitive Returns And Flexible Investment Terms
Why Invest with TAL?
Flexible Investment Terms
Competitive Investment Returns
Accurate Credit Scoring
Transparent Fees & Returns
Investor Types
Explore investment options tailored for individual, qualified, and institutional investors.
Individual Investor
Invest from SAR 1,000, with an annual investment limit of SAR 200,000.
Qualified Investor
Invest without an upper limit upon meeting the qualification requirements.
Institutional Investor
Corporate and institutional investors can invest without an upper limit.
Simple & Fast Investment Journey
1
Create Your Account
Register your account easily so you can fund your wallet with the amount that suits you without fees.
2
Invest Easily
Choose from diverse investment opportunities to earn rewarding returns.
3
Grow Your Wealth
After the predefined financing period ends, we return the investment amount along with the profits.
Investor's FAQ
What Are the Registration Requirements for Investors?
To register as an investor, click on the “Register” button on the homepage and follow the registration steps. Upon completing the registration process, including accepting the Terms and Conditions, you will be required to verify your identity through the Nafath application. Your information will then be reviewed, and your account will be activated within three business days. Additional documents may be requested in certain cases.
How Can I Invest Through TAL Platform?
Investments are currently made through direct investing. After registering and depositing funds into your wallet, you can select and invest in the investment opportunity that best suits your preferences from the opportunities available on the application.
Are TAL’s Financing Transactions Shariah-Compliant?
Yes. All financing transactions conducted through Tal are fully compliant with Islamic Shariah principles. You may review the Shariah Compliance Certificate for further details.
What Happens If an Investment Opportunity Is Not Fully Funded?
If the required funding amount is not fully covered, the financing request submitted by the financing applicant will be cancelled, and all funds contributed by participating investors will be refunded.
Are There Risks Associated with Investing in Financing Opportunities?
Yes. Investing in financing opportunities for small and medium-sized enterprises (SMEs) involves risks that may affect both the expected profits and the invested capital.
What Are the Minimum and Maximum Investment Limits?
An investor's participation must not exceed 20% of the required financing amount, with a maximum investment of SAR 50,000 per opportunity and SAR 200,000 annually across all opportunities listed on the application. Qualified investors are not subject to these investment limits.
When Will Investors Receive Their Returns?
Profits are distributed on the maturity date once the financing applicant completes the repayment. A grace period of up to two weeks may apply from the due date. In the event of a delay in repayment, TAL will take the necessary legal actions and keep investors informed of any updates.
What Fees Does TAL Charge Investors?
TAL charges a Success Fee equal to 20% of the realized profits for each investment opportunity. This fee is deducted automatically upon profit distribution.
Are There Any Fees for Deposits or Withdrawals?
No. TAL does not currently charge any fees for depositing or withdrawing funds.
How Can I Transfer Funds to My Investment Wallet?
Funds can be transferred via bank transfer using the registered IBAN linked to the investor's identity. Please note that TAL does not accept cash deposits or cheques.
How Can I Upgrade My Account to a Qualified Investor?
You can upgrade your account by logging in and navigating to the Account Upgrade page. You will need to submit documents proving that you meet at least one of the approved Qualified Investor criteria.
What Is an IBAN Certificate and How Can I Upload It?
An IBAN Certificate is a document issued by your bank that includes the account holder’s full name, account number, and national ID number.
Does TAL Commit to the Announced Distribution Dates?
All investments involve a degree of risk, which may affect the timing of distributions. Therefore, repayment schedules are considered indicative. However, TAL exercises due care and diligence to ensure distributions are made as close as possible to the announced dates.
What Legal Actions Does TAL Take in Case of Late Repayment?
TAL initiates enforcement procedures against the guarantees provided by the beneficiary directly through the Enforcement Courts, without requiring any involvement from investors.